We don’t sell finance...

We work with you to find the financial solution to your needs.

Stewart Symonds Finance understands that everyone’s needs are unique. Whether you’re a large company, a small business, or an employee, we pride ourselves on taking the time to get to know you and your own circumstances so that we can find the best solutions for you.

We work with you and your trusted adviser network to gain a depth of understanding that ensures that you get the best outcomes. It’s a partnership, and one we take seriously.

Free Initial Consultation

Get in touch with contact Chris White, Finance Manager, Stewart Symonds Finance for an obligation free consultation.

Business

Every business has its own needs because it is different to every other business out there – so there’s no ‘one size fits all’ when it comes to a businesses most appropriate finance structure or facility mix.

We believe that our role is not to sell finance but to help our clients understand what they need, why they need it, and what the options and alternatives are, and then help them arrange it.

By becoming an integral part of our clients “Trusted Adviser Network” we aim to develop a depth of understanding about our client’s needs so that when it comes to appropriate finance options, the recommendations we make are based on knowledge, not assumptions, and are tailored specifically for our client.

Business Finance

We have assisted business clients, large and small, and in all stages of their business cycle with finance options to:

  • Purchase Property
  • Acquire another or a new business
  • Fund new shareholders into their business, or buy out existing shareholders
  • Improve cash flow and access working capital options
  • Restructure debt
  • Access short term unsecured debt for specific needs
  • Borrow against balance sheet or professional industry value
  • Management Support
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Contact us today to arrange a complimentary and obligation free meeting.

Equipment Finance

Equipment Finance is a common and seemingly simple means of acquiring capital equipment without using up all of your available working capital.

As with most business lending though, it’s not a ‘one size fits all’ funding option, and requires an understanding of the options and how each may work for our client’s unique circumstances. To ensure the best outcomes, we work with our clients to determine the best funding structure for their business before recommending solutions.

Further, we work with our client’s supplier, insurer, and key personnel to coordinate funding, settlement and delivery to help limit the time our clients have to spend away from their day today.

In most cases, equipment funding can be arranged without the need for property security or deposit and can be structured with seasonal payments, balloon/residual payments, and longer loan terms.

Most types of common asset a business may require, including vehicles, plant, workshop equipment, yellow goods, and specialist equipment can be funded using an equipment finance facility, with funding options including:

  • Chattel Mortgage
  • Hire Purchase
  • Finance Lease
  • Novated Lease
  • Operating Lease and Rentals
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equipment finance truck
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Contact us today to arrange a complimentary and obligation free meeting.

Personal

The Mortgage Broking industry in WA is highly competitive, and we don’t try to be one of the ‘big boys’ in this space. Instead, we take a very personal approach to ensure our clients feel valued and supported at every step of the way.

Whether you’re buying your first home, upgrading or downsizing, investing or need a car or holiday, we have the experience and connections to help.

Our service extends beyond your current need.

  • We’re very pleased to work with our ‘future clients’ to discuss their goals and help them set savings and budgeting programs so that in 1, 2 or more years, they have saved the deposit they need and know they can afford a loan
  • Arranging pre-approval of finance is a great way to ensure you are not looking at borrowing outside of your ability, and can be confident of success when negotiating an offer
  • We have access to a panel of professional services who can assist you along the way, eg insurers, accountants, financial advisers, and conveyancers/lawyers, and we’re happy to introduce you to them
  • After we’ve helped you with your new loan, we’ll keep in touch regularly to make sure the finance is working for you and to support you to your next goal.
We look forward to working with you…

Home Loans

Buying a home can be stressful, especially if you’ve not done it before but even if you have, arranging a loan can be a daunting task.

We have extensive experience in home lending and are here to reduce the stress and help you through the whole process. We always suggest speaking to your broker before making an offer on a property, and even before looking, so you can get a good idea of how much you can spend and what it will mean for you.

Talk to us about:

  • Buying your first home
  • Upgrading or downsizing
  • Renovating
  • Debt restructure
  • Fixed vs variable rate arrangements
  • Principal and Interest vs Interest Only repayments
  • Budgeting and savings

Purchase

Home loan aspiration

Construct

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Renovate

Home loan renovation

Contact us today to arrange a complimentary and obligation free meeting.

Investment Loans

Borrowing funds against property for investment purposes can be a great way to grow your wealth or diversify your investment portfolio.

Whether borrowing against your own home to purchase shares (or other investments) or buying an investment property, it’s not right for everyone, so needs careful consideration in conjunction with your accountant and financial adviser to make sure it will work for you.

If you already have investment debt, regularly reviewing its structure to ensure you are getting the most out of it is important.

We work together with our investor clients and their trusted advisers, and can assist to:

  • Access funding to purchase investment assets
  • Structure debt appropriately in accordance with advice
  • Restructure existing debt in accordance with advice
  • Assist to implement and monitor longer term debt management programs
  • Strategies to make future investments via budget control, debt amortisation and monitoring

Contact us today to arrange a complimentary and obligation free meeting.

Personal Loans

Need a Holiday? Want to renovate the house but don’t have the equity? Maybe you just want to consolidate some other personal debt… We have access to a range of personal loan providers who can help with any of these, and many more, personal needs. We are pleased to assist all of our clients with saving and budgeting advice, access to our network of professional services, and ongoing support, and our personal loan clients are just as important, and treated the same as our large business clients, so they never feel just a number.

We can assist with variable or fixed rate personal loans over up to 7 years, and for needs including;

  • Holidays
  • Debt consolidation
  • Home Renovation
  • Personal Investment
  • Weddings, Funerals, Anything
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Contact us today to arrange a complimentary and obligation free meeting.

Car Loans

Car loans aren’t just for cars, and aren’t all the same.

The car loan market is very competitive and you’ll probably be funnelled through the car dealerships Business Manager office after you’ve signed the contract to be offered their own finance. That’s OK and often, they provide a reasonable option – but comparing market offers and getting pre-approval ensure that you can put your best foot forward when you make such a large personal investment

Whether you’re after a car or motorbike, caravan or boat, we can help

With great market offers and our ongoing support we’ll make sure you’re getting the very best options for your own needs.

Contact us today to arrange a complimentary and obligation free meeting.

Panel of Lenders

And Others

About Us

Managing Director and Finance Executive Chris White, and Director Garry Symonds are both husbands and fathers with extensive experience in financial services over 20+ years. Chris and Garry have both held senior roles in banking, and Garry has spent the last 10 years in financial advice and consulting.

Chris and Garry both identified a gap in the finance broking market, one that meant clients were not being fully supported by either their bank or their broker, and came together to make it their goal to fix it for as many people as they could.

Stewart Symonds Finance started in 2016.

Our Mission

To provide the same level of personal high quality service for all clients from large business to first time borrowers.

Our Goal

To be a customer centric finance broking firm where no one is a number, and everyone is a valued client.
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Stewart Symonds Finance Pty Ltd ACN: 609 854 300 (“SSF”) is a credit representative (484180) of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237).
Christopher White is a credit representative (484287) of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237).

Contact Chris White

For an obligation free initial consultation, please contact Chris White, Finance Manager, Stewart Symonds Finance.

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